Storms are going to come and go around your property, and when a storm passes through, there’s a chance that your fence will be in worse condition than it was before. There are many questions that might be brought up whenever you’re repairing fences that were blown over by wind damage, and we want to help you figure out what to do in this situation. Here is what you’ll want to do if wind ends up blowing over your fence.
Is It Okay to Ask Your Neighbor to Pay to Repair Half of the Damage?
When dealing with border fences, deciding who is responsible for repairing damage isn’t always clear. No matter what, though, you’re better off talking to your neighbor once damage has occurred on the fence. You want to clear up any ownership confusion and whether or not they would be fine helping you pay for the repairs.
If you and your neighbor are having disagreements about ownership, look at your title deeds. Your neighbor won’t necessarily have to be held responsible for repairing or replacing the fencing, even if they own it. However, you’re welcome to ask them to move whatever parts of the fence are on your property.
As an example, if one of your neighbor’s trees happens to fall onto your fence and damage some panels, they have to address the tree, and you have to address the fence. You’re welcome to ask them if they’re willing to help pay for your panels, but they aren’t required to pay.
Is It Good to Claim on Your House Insurance?
In scenarios in which neighbors aren’t paying for damages, even when it’s their obligation, you could decide to talk to your insurance company about filing a claim. If you do this, your neighbor might be revealed to have liability, and your insurance company could possibly collect whatever expenses are needed. The downside is that premiums might go up when you next go to renew, and you might save money by simply not involving an insurance provider.
It’s tricky addressing problems caused by wind since the damage isn’t caused by anyone. Someone ends up paying for the damages that no one caused themselves, so there’s bound to be difficulty proving liability. A lot of insurance policies won’t even cover features such as fences and trying to define what a “storm” is can also be a challenge.
Choose Hercules Fence Northern Virginia for All of Your Fencing Needs!
Hercules Fence Northern Virginia has countless fencing options for your home and commercial property. Whether you are excited about a beautiful vinyl chain link fence or already planning out your custom wood commercial fence, we are ready to help you frame and secure your property. Hercules Fence Northern Virginia has been providing homeowners with quality fences for over 50 years. We are well equipped to meet your needs, whether they are residential or commercial. Contact us to see how a beautiful wood fence can protect your property by giving us a call at 703-551-2609 or visiting us online. To see examples of our work, follow us on Facebook, Twitter, LinkedIn, Pinterest, and Flickr.